Bond are securities issued by The Government, Corporations, or other bond issuers, and are intended to raise funds. The issuer will pay compensation in the form of interest (coupons) at a certain period and pay off the principal debt at the end of a predetermined time.
SBN Ritel
The types of SBN Retil offered by Panin Bank :
1. SUN
Government Securities in the form of debt acknowledgments in Rupiah and foreign currencies which are guaranteed payment of interest and principal by the Republic of Indonesia, in accordance with their validity period. SUN Retil consists of Obligasi Ritel Indonesia (ORI) and Savings Bond Ritel (SBR).
- Obligasi Negara Ritel (ORI)
Government Securities sold by the Government to retail investors in the Domestic Primary Market and can be traded in the Secondary Market. The ORI offering period in the Domestic Primary Market is regulated by the Government of Indonesia.
- Savings Bond Ritel (SBR)
Government Securities sold by the Government to retail investors in the Domestic Primary Market and cannot be traded in the Secondary Market. The SBR offering period in the Domestic Primary Market is regulated by the Government of Indonesia.
2. SBSN
Government Securities issued based on sharia principles, both in rupiah and foreign currencies. SBSN Retil consists of Sukuk Negara Ritel (SR) and Sukuk Tabungan (ST).
- Sukuk Negara Ritel (SR)
Surat Berharga Syariah Negara that is sold to individuals or Indonesian Citizens and can be traded in the Secondary Market. The offer period for SR in the Domestic Primary Market is regulated by the Government of Indonesia.
- Sukuk Tabungan (ST)
Surat Berharga Syariah Negara that is sold to individuals or Indonesian Citizens which are issued scripless and cannot be traded and transferred. The ST offer period in the Domestic Primary Market is regulated by the Government of Indonesia.
Secondary Market Bond
Types of Secondary Market Bonds offered by Panin Bank include:
a. FR (Fixed Rate)
Bonds issued by the Government of the Republic of Indonesia within a certain period of time with a fixed coupon.
b. PBS (Project Based Sukuk)
State Sharia Securities issued by the Government of the Republic of Indonesia within a certain period of time with a fixed coupon.
c. INDON
Bonds issued by the Government of the Republic of Indonesia within a certain period of time in USD denominations and with fixed coupons.
d. INDOIS
State Sharia Securities issued by the Government of the Republic of Indonesia within a certain period of time in USD denominations and with fixed coupons
A. Secure
Payment of Coupons and Principal is fully guaranteed by the SUN/SBSN Law and the funds are provided in the APBN every year.
B. High Coupon
Coupons offered are higher than the average state-owned bank deposit interest rate.
C. Fixed Interest Rate
Coupons with fixed interest rates until maturity (except SBR and ST).
D. Capital Gain
Potential for capital gains if sold at a higher price than the purchase price after calculating transaction costs in the secondary market (except SBR and ST).
E. Liquid
Can be traded on the secondary market (except SBR and ST).
F. National Financing
Participate in supporting the financing of national development.
A. Default Risk
The risk that the Investor cannot obtain the payment of funds promised by the issuer at the maturity of the coupon and principal investment product.
B. Market Risk
Potential losses (capital loss) for investors due to factors that affect the overall performance of the financial market, including changes in interest rates, changes in economic fundamentals, and unstable political conditions.
C. Liquidity Risk
The risk that the Investor is unable to sell / cash out an investment product in a fast time at a reasonable price.
PaninBank as Bond Selling Agent. Bonds are capital market products and are not PaninBank products, so they are not guaranteed by PaninBank and are not included in the scope of the Government's or savings guarantee program. Investments in bonds carry risks, including the possibility of reducing or losing the principal of the investment.
