Rates and Fees
Product Features Tabungan PaninFee
Initial depositIDR250,000
Minimum balanceIDR250,000
Minimum balance cannot be withdrawnIDR50,000
Monthly admin feeIDR16,800
Below minimum balance feeIDR10,000
Account closing feeIDR50,000
Dormant account feeIDR50,000
PaninBank GPN Debit Card replacement feeIDR25,000,-
PaninBank Mastercard Debit Card replacement feeIDR35,000,-
The cost of replacing lost/damaged passbooksIDR10,000

 

Product Features Tabungan Panin Super PrizeFee
Initial depositIDR250,000
Minimum balanceIDR250,000
Minimum balance cannot be withdrawnIDR50,000
Monthly admin feeIDR16,800
Below minimum balance feeIDR10,000
Account closing FeeIDR50,000
Dormant account feeIDR50,000
PaninBank GPN Debit Card replacement feeIDR25,000,-
PaninBank Mastercard Debit Card replacement feeIDR35,000,-
The cost of replacing lost/damaged passbooksIDR10,000

 

Product Features Tabungan MGMFee
Initial DepositIDR250,000
Minimum balanceIDR250,000
Minimum balance cannot be withdrawnIDR50,000
Monthly admin feeIDR16,800
Below minimum balance feeIDR10,000
Account Closing FeeIDR50,000
Dormant account feeIDR50,000
PaninBank GPN Debit Card replacement feeIDR25,000,-
PaninBank Mastercard Debit Card replacement feeIDR35,000,-
The cost of replacing lost/damaged passbooksIDR10,000

 

Product Features TabunganKuFee
Initial depositIDR20,000
Minimum balanceIDR20,000
Minimum balance cannot be withdrawnIDR20,000
Monthly admin feeFree
Below minimum balance feeFree
Account closing feeIDR20,000
Dormant account feeIDR2,000
PaninBank GPN Debit Card replacement feeIDR25,000,-
PaninBank Mastercard Debit Card replacement feeIDR35,000,-
The cost of replacing lost/damaged passbooksIDR10,000

 

Product Features Tabungan JuniorFee
Initial depositIDR50,000
Minimum balanceIDR50,000
Minimum balance cannot be withdrawnIDR50,000
Monthly admin feeFree
Below minimum balance feeFree
Account closing feeIDR50,000
Dormant account feeIDR5,000
PaninBank GPN Debit Card replacement feeIDR25,000,-
PaninBank Mastercard Debit Card replacement feeIDR35,000,-
The cost of replacing lost/damaged passbooksIDR10,000

 

Product Features SimPelFee
Initial depositIDR5,000
Minimum balanceIDR5,000
Minimum balance cannot be withdrawnIDR5,000
Monthly admin feeFree
Below minimum balance feeFree
Account closing feeIDR5,000
Dormant account feeIDR1,000
PaninBank GPN Debit Card replacement feeIDR25,000,-
PaninBank Mastercard Debit Card replacement feeIDR35,000,-
The cost of replacing lost/damaged passbooksIDR10,000

 

Product Features Tabungan RencanaFee
Initial depositIDR100,000
Minimum balanceIDR0
Minimum balance cannot be withdrawnIDR0
Monthly admin feeFree
Below minimum balance feeIDR0
Account closing feehalf of the remaining funds
Dormant account feeIDR0
PaninBank GPN Debit Card replacement feeIDR25,000,-
PaninBank Mastercard Debit Card replacement feeIDR35,000,-
The cost of replacing lost/damaged passbooksIDR10,000

 

Product Features Tabungan RDN PaninFee
Initial depositIDR0
Minimum balanceIDR0
Minimum balance cannot be withdrawnIDR0
Monthly admin feeFree
Below minimum balance feeIDR0
Account closing feeIDR0
Dormant account feeIDR0
The cost of replacing lost/damaged passbooksDon't have a passbook

 

Product Features Tabanas PaninFee
Initial depositIDR10,000
Minimum balanceIDR10,000
Minimum balance cannot be withdrawnIDR5,000
Monthly admin feeIDR10,000
Below minimum balance feeIDR10,000
Account closing feeIDR5,000
Dormant account feeIDR5,000
PaninBank GPN Debit Card replacement feeIDR25,000,-
PaninBank Mastercard Debit Card replacement feeIDR35,000,-
The cost of replacing lost/damaged passbooksIDR10,000

 

Product Features Giro PaninFee
Initial depositIDR1,000,000
Monthly admin feeIDR30,000
Below minimum balance feeIDR30,000
Account closing feeIDR50,000
Dormant account feeIDR50,000

 

DescriptionsPanDollarGiro Valas
CurrencyUSD, AUD, GBP, EUR, CHF, SGD, YEN, CAD, HKD, NZDUSD, AUD, GBP, EUR, CHF, SGD, YEN, CAD, HKD, NZD, CNY
Initial deposit10.000 JPY
1.000 HKD
100 others
100.000 JPY
10.000 HKD
1.000 others
Minimum balance10.000 JPY
1.000 HKD
100 others
50.000 JPY
5.000 HKD
500 others
Monthly admin fee100 JPY
10 HKD
1 others

500 JPY
50 HKD
30 CNY
5 others

Below minimum balance fee200 JPY
20 HKD
2 others
250 JPY
25 HKD
15 CNY
2.5 others
DescriptionFee
Minimum DepositIDR10,000,000
Initial Withdrawal Fee6% of deposit value
Additional request feeSubject to applicable terms and conditions
Admin feeAccording to the terms and conditions that apply
Stamp FeeIDR10,000

 

Rate and Fee E-Banking

Purchase and Payment Transcation Fee

NoTransaction TypeFee
1Transfer via OnlineIDR 3,300
2Transfer via BI FastIDR 1,000
3Debit Card Other Bank 
 a. Balance Information
(Prima/ALTO/ATM Bersama network) 
IDR 4,000
 b. Insufficient Balance
  - Prima Network
  - ALTO/ATM Bersama Network

IDR 2,500
IDR 3,000
 c. Cash Withdrawal
(Prima/ALTO/ATM Bersama) 
IDR 7,500
4Purchase and Payment 
 Purchase Prepaid Cellular Phone 
 Telkomsel (Simpati dan Kartu AS)IDR 1,500
 Indosat OoredooIDR 1,500
 XL/AXISIDR 1,500
 SmartfrenFree
 TriFree
 PLNIDR 2,500
 Purchase Prepaid Internet Data 
 Telkomsel (Simpati dan Kartu AS)IDR 1,500
 Indosat OoredooIDR 1,500
 XL/AXISIDR 1,500
 SmartfrenFree
 Transaksi Virtual AccountFree
 Payment 
 Telkom Pay/Internet TelkomIDR 2,500
 Electricity (PLN Postpaid dan
PLN Non-taglis)
IDR 2,500
 Internet ( CBN, First Media)Free
 Insurance (Panin Dai-ichi Life,
Prudential)
Free
 Cable TV (MNC Vision, First Media)Free
 TransVis/TelVisIDR 2,500
 Water (PAM Jaya,
 PDAM Surabaya,
PDAM Kota Bogor, PAM Batam)
IDR 2,500
 Water (PDAM Semarang)IDR 4,300
 BPJS KesehatanIDR 2,500
 Telkomsel Postpaid Kartu HALOIDR 1,500
 Phone Bill Payment (Kartu Halo,
Indosat Ooredoo, XL/AXIS,
Smartfren, Tri)
Free
 Credit Card : 
 Panin Bank, DBS, HSBCFree
 Mandiri, BCA, Danamon,
UOB Indonesia, CIMB Niaga,
BRI, Mega ,Bukopin, Maybank,
Permata, OCBC NISP,
Standard Chartered, BNI
IDR 2,000
 Credit non-collateral loan (DBS, HSBC, Clipan)Free
 Tickets 
 Garuda IndonesiaIDR 7,500
 Lion Air, Kereta Api IndonesiaFree
 E-Commerce 
 TokopediaFree
 E-Wallet 
 e-cashPaninFree
 DanaIDR 500**
 Go-jekIDR 2,000
 OVOIDR 1,500
 LinkAjaIDR 1,500
 iSakuIDR 1,500

*Transaction via ATM
**If the top up value is less than Rp. 50,000, - (fifty thousand Rupiah) for the second time and so on.

 Limit Fee

Transaction TypeDaily Limit ATM Panin
WithdrawalIDR15 Million per day
Local Transfer PaninIDR50 Million per day
Transfer to ALTO/ATM
Bersama/Prima Member
IDR50 Million per day
Transfer via BI FastIDR250 Million per day
Payment & PurchaseIDR250 Million per day
Debit at Merchant(New Card)IDR20 Million per day
Transfer Other Bank(SKN/Kliring)-
Transfer Other Bank(RTGS)-

 

Transaction TypeInternet PaninMobile PaninBisnet
Withdrawal---
Transfer Panin (same currency) Rupiah

IDR250 Million per day

IDR250 Million per dayIDR50 Billion per day
Valas *)   
USD,SGD,CHF,CAD,
GBP,AUD,NZD,EUR,
CNY
Equivalent IDR250 Million per dayEquivalent IDR250 Million per dayFollowing the provisions of Bisnet Panin
HKDEquivalent IDR250 Million per dayEquivalent IDR250 Million per dayFollowing the provisions of Bisnet Panin
JPYEquivalent IDR250 Million per dayEquivalent IDR250 Million per dayFollowing the provisions of Bisnet Panin
Transfer to ALTO/ATM
Bersama/Prima Member
IDR250 Million per dayIDR250 Million per dayIDR250 Million per day
Transfer via BI Fast IDR250 Million per dayIDR250 Million per dayIDR250 Million per day
Purchase and PaymentIDR250 Million per dayIDR250 Million per dayIDR1 Billion per day
Debit di Merchant---
Transfer to Other Bank(SKN/Kliring)IDR250 Million per dayIDR250 Million per dayIDR500 Million per transaction & IDR9,999,999,999 per day
Transfer to Other Bank(RTGS)IDR250 Million per day-IDR50 Billion per day

 

TransactionsATMMobile PaninInternet PaninBisnet
Cash withdrawals (ATM Panin) Free---
Cash withdrawals (ALTO/ATM Bersama/Prima Member)
Balance after withdrawal and calculation of fees* > IDR5 MillionFree---
Balance after withdrawal and calculation of fees* < IDR5 Million

IDR7,500** per transaction

---
Transfers between fellow Panin accounts (same currency)
RupiahFreeFreeFreeFree
Valas-FreeFreeFree
Transfers between fellow Panin accounts (cross currency)FreeFreeFreeFree
Interbank Transfer*
*ALTO/ATM Bersama/Prima MemberIDR6,500 per transactionIDR3,300 per transactionIDR3,300 per transactionIDR3,300 per transaction (ALTO)
*Via SKN/Kliring-IDR1,000 per transactionIDR1,000 per transactionIDR1,000 per transaction
*Via RTGS--IDR25,000 per transactionIDR25,000 per transaction
*Via BI-FastIDR1,000 per transactionIDR1,000 per transactionIDR1,000 per transaction-
SWIFT(TT)
Telex Fee--IDR35,000 per transactionIDR35,000 per transaction
Full (only USD)--Telex Fee + USD25Telex Fee + USD25
Share--Only Telex FeeOnly Telex Fee
 
Debit at MerchantFree---

*) Balance after cash withdrawal and fee calculation is valid since 1 Oct 2014
**) Cost IDR7,500 per Transaction other banks valid from 1 Nov 2014