Prime Lending Rate
PT. Bank Panin, Tbk. dated since 30 November 2024
a. Quantitativef Explosure
b. Pengungkapan Kualitatif
Kategori | Definisi Kategori Kredit | Indikator / Kriteria dari Kategori Kredit | |||
|---|---|---|---|---|---|
Korporasi | Kredit korporasi merupakan kredit modal kerja dan kredit investasi nonUMKM dan nonritel yang dikelola oleh Corporate Banking. | Plafond di atas Rp 90 miliar dan/atau dikelola oleh Corporate Banking. | |||
| Ritel | Kredit ritel merupakan kredit modal kerja dan kredit investasi nonUMKM dan nonkorporasi yang dikelola oleh Cabang. | Plafond di bawah Rp 90 miliar dan/atau dikelola oleh Cabang. | |||
Information:
- Suku Bunga Dasar Kredit (SBDK) used as the basis for determining the loan interest rate to be charged by the Bank to customers. The SBDK has not taken into account the components of the estimated risk premium, the amount of which depends on the Bank's assessment of the risk of each debtor or group of debtors. Thus, the amount of credit interest charged to debtors is not necessarily the same as the SBDK.
- Non-KPR Consumer Credit does not include distribution of funds through credit cards and unsecured loans (KTA).
- Information on SBDK that is valid at any time can be seen in publications at each Bank office and/or the Bank's website in the event that the bank has a website.
- The SBDK for non-mortgage Consumption Loans is the SBDK for Motor Vehicle Loans given to customers through the Join Financing scheme with PT. Clipan Finance Indonesia Tbk.
Previous Month's
| Passenger Vehicles | Credit Term (months) | ||||||
|---|---|---|---|---|---|---|---|
| 6 | 12 | 24 | 36 | 48 | 60 | ||
| Interest Rate (flat)Down Payment ≥ 20% | 0.00% | 2.65% | 2.75% | 2.75% | 3.65% | 4.55% | |
| Commercial Vehicles | Credit Term (months) | |||||
|---|---|---|---|---|---|---|
| 12 | 24 | 36 | 48 | |||
| Interest Rate (flat) | 4.95% | 5.25% | 5.50% | 5.75% | ||
Interest rates are subject to change without prior notice.
| Kredit Express Panin | |
|---|---|
| Period | Interest Rate |
| 12 Months | 0.75%* |
| 24 Months | 0.75%* |
| 36 Months | 0.75%* |
*Interest rate valid until 31 December 2024.
foot note 1
Prime Lending Rate
PT. Bank Panin, Tbk. dated since 30 November 2024
a. Quantitativef Explosure
b. Pengungkapan Kualitatif
Kategori | Definisi Kategori Kredit | Indikator / Kriteria dari Kategori Kredit | |||
|---|---|---|---|---|---|
Korporasi | Kredit korporasi merupakan kredit modal kerja dan kredit investasi nonUMKM dan nonritel yang dikelola oleh Corporate Banking. | Plafond di atas Rp 90 miliar dan/atau dikelola oleh Corporate Banking. | |||
| Ritel | Kredit ritel merupakan kredit modal kerja dan kredit investasi nonUMKM dan nonkorporasi yang dikelola oleh Cabang. | Plafond di bawah Rp 90 miliar dan/atau dikelola oleh Cabang. | |||
Information:
- Suku Bunga Dasar Kredit (SBDK) used as the basis for determining the loan interest rate to be charged by the Bank to customers. The SBDK has not taken into account the components of the estimated risk premium, the amount of which depends on the Bank's assessment of the risk of each debtor or group of debtors. Thus, the amount of credit interest charged to debtors is not necessarily the same as the SBDK.
- Non-KPR Consumer Credit does not include distribution of funds through credit cards and unsecured loans (KTA).
- Information on SBDK that is valid at any time can be seen in publications at each Bank office and/or the Bank's website in the event that the bank has a website.
- The SBDK for non-mortgage Consumption Loans is the SBDK for Motor Vehicle Loans given to customers through the Join Financing scheme with PT. Clipan Finance Indonesia Tbk.
Previous Month's
| Passenger Vehicles | Credit Term (months) | ||||||
|---|---|---|---|---|---|---|---|
| 6 | 12 | 24 | 36 | 48 | 60 | ||
| Interest Rate (flat)Down Payment ≥ 20% | 0.00% | 2.65% | 2.75% | 2.75% | 3.65% | 4.55% | |
| Commercial Vehicles | Credit Term (months) | |||||
|---|---|---|---|---|---|---|
| 12 | 24 | 36 | 48 | |||
| Interest Rate (flat) | 4.95% | 5.25% | 5.50% | 5.75% | ||
Interest rates are subject to change without prior notice.
| Kredit Express Panin | |
|---|---|
| Period | Interest Rate |
| 12 Months | 0.75%* |
| 24 Months | 0.75%* |
| 36 Months | 0.75%* |
*Interest rate valid until 31 December 2024.
Interest rates are subject to change without prior notice.
