Interest Rates

Prime Lending Rate

PT. Bank Panin, Tbk. dated since 30 Juni 2024

Berdasarkan Segmen BisnisKredit KorporasiKredit RitelKredit MikroKredit Konsumsi
KPRNon KPR
Suku Bunga Dasar Kredit (Prime Lending Rate)8.33%8.55% 15.58% 7.75% 8.28%

 

Information:

  1. Suku Bunga Dasar Kredit (SBDK) used as the basis for determining the loan interest rate to be charged by the Bank to customers. The SBDK has not taken into account the components of the estimated risk premium, the amount of which depends on the Bank's assessment of the risk of each debtor or group of debtors. Thus, the amount of credit interest charged to debtors is not necessarily the same as the SBDK.
  2. Non-KPR Consumer Credit does not include distribution of funds through credit cards and unsecured loans (KTA).
  3. Information on SBDK that is valid at any time can be seen in publications at each Bank office and/or the Bank's website in the event that the bank has a website.
  4. The SBDK for non-mortgage Consumption Loans is the SBDK for Motor Vehicle Loans given to customers through the Join Financing scheme with PT. Clipan Finance Indonesia Tbk.
Passenger VehiclesCredit Term (months)
61224364860
Interest Rate (flat)Down Payment ≥ 20%0.00%2.65%2.75%2.75%3.65%4.55%

 

Commercial VehiclesCredit Term (months)
12243648
Interest Rate (flat)4.95%5.25%5.50%5.75%

Interest rates are subject to change without prior notice.

Kredit Express Panin
PeriodInterest Rate
12 Months0.75%*
24 Months0.75%*
36 Months0.75%*

*Interest rate valid until 31 December 2024.

foot note 1

Prime Lending Rate

PT. Bank Panin, Tbk. dated since 30 Juni 2024

Berdasarkan Segmen BisnisKredit KorporasiKredit RitelKredit MikroKredit Konsumsi
KPRNon KPR
Suku Bunga Dasar Kredit (Prime Lending Rate)8.33%8.55% 15.58% 7.75% 8.28%

 

Information:

  1. Suku Bunga Dasar Kredit (SBDK) used as the basis for determining the loan interest rate to be charged by the Bank to customers. The SBDK has not taken into account the components of the estimated risk premium, the amount of which depends on the Bank's assessment of the risk of each debtor or group of debtors. Thus, the amount of credit interest charged to debtors is not necessarily the same as the SBDK.
  2. Non-KPR Consumer Credit does not include distribution of funds through credit cards and unsecured loans (KTA).
  3. Information on SBDK that is valid at any time can be seen in publications at each Bank office and/or the Bank's website in the event that the bank has a website.
  4. The SBDK for non-mortgage Consumption Loans is the SBDK for Motor Vehicle Loans given to customers through the Join Financing scheme with PT. Clipan Finance Indonesia Tbk.
Passenger VehiclesCredit Term (months)
61224364860
Interest Rate (flat)Down Payment ≥ 20%0.00%2.65%2.75%2.75%3.65%4.55%

 

Commercial VehiclesCredit Term (months)
12243648
Interest Rate (flat)4.95%5.25%5.50%5.75%

Interest rates are subject to change without prior notice.

Kredit Express Panin
PeriodInterest Rate
12 Months0.75%*
24 Months0.75%*
36 Months0.75%*

*Interest rate valid until 31 December 2024.

Disclaimer

Interest rates are subject to change without prior notice.