Suku bunga | Panin Bank

PT. Bank Panin, Tbk. dated since 31 May 2025

a. Quantitativef Explosure

b. Qualitative Disclosure

Category	Credit Category Definition		Indicators / Criteria of Credit Category
Corporation	Corporate credit is working capital credit and non-MSME and non-retail investment credit managed by Corporate Banking.		Plafond above IDR 90 billion and/or managed by Corporate Banking.
Retail	Retail credit is working capital credit and non-MSME and non-corporate investment credit managed by Branches.		Plafond below IDR 90 billion and/or managed by a Branch.

Information:

Suku Bunga Dasar Kredit (SBDK) used as the basis for determining the loan interest rate to be charged by the Bank to customers. The SBDK has not taken into account the components of the estimated risk premium, the amount of which depends on the Bank's assessment of the risk of each debtor or group of debtors. Thus, the amount of credit interest charged to debtors is not necessarily the same as the SBDK.
Non-KPR Consumer Credit does not include distribution of funds through credit cards and unsecured loans (KTA).
Information on SBDK that is valid at any time can be seen in publications at each Bank office and/or the Bank's website in the event that the bank has a website.
The SBDK for non-mortgage Consumption Loans is the SBDK for Motor Vehicle Loans given to customers through the Join Financing scheme with PT. Clipan Finance Indonesia Tbk.

Previous Month's

KPRPanin interest rate page

Passenger Vehicles	Credit Term (months)
Passenger Vehicles	6	12	24	36	48	60
Interest Rate (flat)Down Payment ≥ 20%	0.00%	3.18%	3.38%	3.58%	4.18%	4.98%

Commercial Vehicles	Credit Term (months)
Commercial Vehicles	12	24	36	48
Interest Rate (flat)	4.95%	5.25%	5.50%	5.75%

Interest rates are subject to change without prior notice.
Mulai Berlaku 02 June 2025

*Interest rate valid for Panin Consumer who have had Panin facilities less than 12 months.

*Interest rate valid for Panin Consumer who have had Panin facilities more than 12 months.

foot note 1

PT. Bank Panin, Tbk. dated since 31 May 2025

a. Quantitativef Explosure

b. Qualitative Disclosure

Category	Credit Category Definition		Indicators / Criteria of Credit Category
Corporation	Corporate credit is working capital credit and non-MSME and non-retail investment credit managed by Corporate Banking.		Plafond above IDR 90 billion and/or managed by Corporate Banking.
Retail	Retail credit is working capital credit and non-MSME and non-corporate investment credit managed by Branches.		Plafond below IDR 90 billion and/or managed by a Branch.

Information:

Suku Bunga Dasar Kredit (SBDK) used as the basis for determining the loan interest rate to be charged by the Bank to customers. The SBDK has not taken into account the components of the estimated risk premium, the amount of which depends on the Bank's assessment of the risk of each debtor or group of debtors. Thus, the amount of credit interest charged to debtors is not necessarily the same as the SBDK.
Non-KPR Consumer Credit does not include distribution of funds through credit cards and unsecured loans (KTA).
Information on SBDK that is valid at any time can be seen in publications at each Bank office and/or the Bank's website in the event that the bank has a website.
The SBDK for non-mortgage Consumption Loans is the SBDK for Motor Vehicle Loans given to customers through the Join Financing scheme with PT. Clipan Finance Indonesia Tbk.

Previous Month's