Benefits KPR Panin
Low Interest and Fee
Low interest rate and fee enable you to use your money for other purposes.
Submission Process
Quick and Easy Process. Approval process will take only 3 workdays.
Fixed Installment
Fixed installments during your credit term till 20 years.
Easy Payment
Set up funds early before the payment due date on your TabunganPanin account for an automatic debit system every month.
Easy Access
Supported by more than 500 branch offices throughout the country, you can easily get KPRPanin facility.
Securely Saved
Certificate of ownership and other documents are securely saved by us and will be hand over to you when load term expired.
| Tiered Interest Rate Program | ||||
|---|---|---|---|---|
| Credit Term | Primary | Secondary | Multi-Purpose Warehouse / 3 in 1 | |
| Tahun ke - 1 | 4,75% | 5,75% | 7,80% | |
| Tahun ke - 2 | 5,75% | 6,75% | 7,80% | |
| Tahun ke - 3 | 5,75% | 6,75% | 7,80% | |
| Tahun ke - 4 | 7,75% | 7,75% | 8,80% | |
| Tahun ke - 5 | 7,75% | 7,75% | 8,80% | |
| Tahun ke - 6 | 7,75% | 7,75% | 8,80% | |
| Tahun ke - 7 | 9,75% | 9,75% | 10,80% | |
| Tahun ke - 8 | 9,75% | 9,75% | 10,80% | |
| Tahun ke - 9 | 9,75% | 9,75% | 10,80% | |
| Tahun ke - 10 | 9,75% | 9,75% | 10,80% | |
| Tahun ke 11-15 | 9,75% | 9,75% | ||
| Tahun ke 16-20 | 12,50% | 12,50% | ||
Note:
- Interest rate is subject to change at any time
| Fixed Interest Rate Program | |||
|---|---|---|---|
| Credit Term | KPR & KPR X-tra | Multi-Purpose Warehouse / 3 in 1 | Take Over KPR |
| 1-5 tahun | Fixed 7,00% | Fixed 8,00% | Fixed 6,50% |
| > 5-10 tahun | Fixed 8,00% | Fixed 9,00% | Fixed 7,50% |
| > 10-15 tahun | Fixed 9,50% | Fixed 9,00% | |
| > 15-20 tahun | Fixed 11,00% | ||
Note:
- Interest rate is subject to change at any time
General Conditions
- Indonesian citizen (WNI)
- Minimum age is has spoken the law in accordance with the applicable law or is married
- Permanent employee / professional / entrepreneur
- Maximum age is 55 years old for employee
- Maximum age is 65 years old for professional / entrepreneur
Required Documents
- Copy of Applicant's Identity Card (E-KTP)
- Copy of Spouse's Identity Card (E-KTP)
- Copy of Household Card (Kartu Keluarga)
- Copy of Marriage Certificate / Divorce Certificate / Deed of Separation of Property
- Copy of NPWP/SPT PPh2
- Financial data and/or saving account/checking account or last 3 months saving account
- Copy of Businees Financial Report
- Copy of SIUP and TDP/Company Deed
- Copy of/collateral documents (Certificates-AJB-IMB & PBB)*
Note:
*Only to buy for a Used Home (second)
General Conditions
- Indonesian citizen (WNI)
- Minimum age is has spoken the law in accordance with the applicable law or is married
- Permanent employee / professional / entrepreneur
- Maximum age is 55 years old for employee
- Maximum age is 65 years old for professional / entrepreneur
Required Documents
- Copy of Applicant's Identity Card (E-KTP)
- Copy of Spouse's Identity Card (E-KTP)
- Copy of Household Card (Kartu Keluarga)
- Copy of Marriage Certificate / Divorce Certificate / Deed of Separation of Property
- Copy of NPWP/SPT PPh2
- Financial data and/or saving account/checking account or last 3 months saving account
- Copy of Businees Financial Report
- Copy of SIUP and TDP/Company Deed
- Copy of/collateral documents (Certificates-AJB-IMB & PBB)*
Note:
*Only to buy for a Used Home (second)
General Conditions
- Indonesian citizen (WNI)
- Minimum age is has spoken the law in accordance with the applicable law or is married
- Permanent employee / professional / entrepreneur
- Maximum age is 55 years old for employee
- Maximum age is 65 years old for professional / entrepreneur
Required Documents
- Copy of Applicant's Identity Card (E-KTP)
- Copy of Spouse's Identity Card (E-KTP)
- Copy of Household Card (Kartu Keluarga)
- Copy of Marriage Certificate / Divorce Certificate / Deed of Separation of Property
- Copy of NPWP/SPT PPh2
- Financial data and/or saving account/checking account or last 3 months saving account
- Copy of Practise License and/or Letter of Appointment
- Copy of/collateral documents (Certificates-AJB-IMB & PBB)*
Note:
*Only to buy for a Used Home (second)
RIPLAY KPR
