KPR Panin
Simulation

Benefits KPR Panin

Low Interest and Fee
Low interest rate and fee enable you to use your money for other purposes.
Submission Process
Quick and Easy Process. Approval process will take only 3 workdays.
Fixed Installment
Fixed installments during your credit term till 20 years.
Easy Payment
Set up funds early before the payment due date on your TabunganPanin account for an automatic debit system every month.
Easy Access
Supported by more than 500 branch offices throughout the country, you can easily get KPRPanin facility.
Securely Saved
Certificate of ownership and other documents are securely saved by us and will be hand over to you when load term expired.

Type of KPR Panin

KPR
Individual home loan facility with purposed to purchase of a house, shophouse, office house, multi-purpose warehouse / 2 in 1, or apartment.
KPR X-TRA
Refinancing facilities with guaranteed a house, shophouse, office house, multi-purpose warehouse/2 in 1, apartment in order to House Renovation, House Construction, and buy another property such as house, shophouse, office house, multi-purpose warehouse / 2 in 1, apartment or lot in developer residential that cannot be guaranteed.
KPR & KPR X-tra Tiered Interest Rate Program
YearKPR & KPR X-tra
15,75%
25,75%
35,75%
48,75%
58,75%
68,75%
79,90%
89,90%
9-159,90%
16-2012,50%
*) Minimum Tenor 8 years

Note:
- Interest rate is subject to change at any time

 

KPR & KPR X-tra Fixed Interest Rate Program
TenorKPR & KPR X-tra
1-5 YearsFixed 7,50%
> 5-10 YearsFixed 8,50%
> 10-15 YearsFixed 9,50%
16-20 YearsFixed 11,00%

 

Note:
- Interest rate is subject to change at any time

General Conditions

  1. Indonesian citizen (WNI)
  2. Minimum age is has spoken the law in accordance with the applicable law or is married
  3. Permanent employee / professional / entrepreneur
  4. Maximum age is 55 years old for employee
  5. Maximum age is 60 years old for professional / entrepreneur

Required Documents

  1. Copy of Applicant's Identity Card (E-KTP)
  2. Copy of Spouse's Identity Card (E-KTP)
  3. Copy of Household Card (Kartu Keluarga)
  4. Copy of Marriage Certificate / Divorce Certificate / Deed of Separation of Property
  5. Copy of NPWP/SPT PPh2
  6. Financial data and/or saving account/checking account or last 3 months saving account
  7. Copy of Businees Financial Report
  8. Copy of SIUP and TDP/Company Deed
  9. Copy of/collateral documents (Certificates-AJB-IMB & PBB)*

Note:

*Only to buy for a Used Home (second)

General Conditions

  1. Indonesian citizen (WNI)
  2. Minimum age is has spoken the law in accordance with the applicable law or is married
  3. Permanent employee / professional / entrepreneur
  4. Maximum age is 55 years old for employee
  5. Maximum age is 60 years old for professional / entrepreneur

Required Documents

  1. Copy of Applicant's Identity Card (E-KTP)
  2. Copy of Spouse's Identity Card (E-KTP)
  3. Copy of Household Card (Kartu Keluarga)
  4. Copy of Marriage Certificate / Divorce Certificate / Deed of Separation of Property
  5. Copy of NPWP/SPT PPh2
  6. Financial data and/or saving account/checking account or last 3 months saving account
  7. Copy of Businees Financial Report
  8. Copy of SIUP and TDP/Company Deed
  9. Copy of/collateral documents (Certificates-AJB-IMB & PBB)*

Note:

*Only to buy for a Used Home (second)

General Conditions

  1. Indonesian citizen (WNI)
  2. Minimum age is has spoken the law in accordance with the applicable law or is married
  3. Permanent employee / professional / entrepreneur
  4. Maximum age is 55 years old for employee
  5. Maximum age is 60 years old for professional / entrepreneur

Required Documents

  1. Copy of Applicant's Identity Card (E-KTP)
  2. Copy of Spouse's Identity Card (E-KTP)
  3. Copy of Household Card (Kartu Keluarga)
  4. Copy of Marriage Certificate / Divorce Certificate / Deed of Separation of Property
  5. Copy of NPWP/SPT PPh2
  6. Financial data and/or saving account/checking account or last 3 months saving account
  7. Copy of Practise License and/or Letter of Appointment
  8. Copy of/collateral documents (Certificates-AJB-IMB & PBB)*

Note:

*Only to buy for a Used Home (second)

Get the Product

Visit the nearest PaninBank branch office.

PaninBank Branch
Visit the nearest PaninBank branch to get the product.
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