Panin Smart Secure Wealth

Benefits of Panin Smart Secure Wealth

Insurance company
PT Panin Dai-ichi Life
Insurance Protection Purpose
Life Insurance
Policy Holder Entry Age
18 - 75 years old
Premium
Starts from Rp 10,700,000

Product Information

Type of Insurance
Life Insurance

Policy Holder Entry Age
18 - 75 years old

Insured Entry Age 
- Payment Period of 10 years : 1 - 60 years old
- Payment Period of 15 years : 1 - 55 years old
- Payment Period of 20 years : 1 - 50 years old

Coverage Period 
- 10, 15 & 20 years.
- Entry age of insured + coverage period ≤ 70 years old

Premium Payment Period 
- 10, 15 & 20 years.
- Referring to coverage period

Choice of payment frequency 
- Monthly, Quarterly, Semi Annually & Annually

Premium 
- Premium starts from Rp 10,700,000.

Investment Allocation
Not available

Sum Insured
- Minimum : Rp 75,000,000.
- Maximum : referring to the provisions of risk selection

Basic Benefits 
- Death Benefit
- Survival Benefit
- Maturity Benefits  

Additional Benefits
- Premium Waiver Plus
- Payor Plus

Product Illustration

Mr Johan age 35 years old purchased Panin Smart Secure Wealth Insurance for his daugter with below details:

Insured Age
Mr Johan / 35 tahun

Sum Insured
Rp 1,000,000,000.

Coverage Periode
20 years

Premium Payment Period
10 years

Premium Frequency
Annually

Premium
Rp 66,570,000.

Scenario

In the case of Mr. Johan dies at age of 45 years old, beneficiary will receive death benefit:
100% of Sum Insured = Rp 500,000,000.

In the case of Mr. Johan survives, he will receive Survival Benefit:
- End of Year 5 : 10% Sum Assured Rp 100,000,000.
- End of Year 10 : 10% Sum Assured Rp 200,000,000.
- End of Year 15 : 10% Sum Assured Rp 200,000,000.

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Brochure

Claims Procedure

PT. Panin Dai-ichi Life Call Center

(62-21) 255 66 788

PT. Panin Dai-ichi Life Fax Center

(62-21) 255 66 889

PT. Panin Dai-ichi Life Email

customer@panindai-ichilife.co.id

Get the Product

Visit the nearest PaninBank branch office.

PaninBank Branch
Visit the nearest PaninBank branch to get the product.
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Disclaimer

This insurance product is issued by PT. Panin Dai-ichi Life in collaboration with Panin Bank as the party who refers or markets to Panin Bank customers. Insurance products are not Panin Bank's product and responsibility, so it is not included in the government guarantee program or the Deposit Insurance Corporation. The information on this page only describes general information and all product provisions will refer to the provisions contained in the applicable Insurance Policy.
PT. Panin Dai-ichi Life and this product are registered and supervised by Otoritas Jasa Keuangan