Smart Term Protection

About Smart Term Protection

Insurance Company
PT. Panin Dai-ichi Life
Insurance Protection Purpose
Life Protection
Policy holder Entry Age
18 - 75 years old
Starts from IDR 400.000

More Information

Type of Insurance
Life Insurance

Insured Entry Age
1 - 65 years old

Coverage Duration
5, 10, 15 & 20 years

Premium Paying Period
5, 10, 15 & 20 years

Premium Frequency
Monthly, Quarterly, Semi Annually & Annually

Premium Allocation

Sum Insured
Minimum : IDR 200.000.000
Maximum : referring to the provisions of risk selection

Main Benefits
Death Benefit

Additional Benefits
Primary Critical Protection : Coverage of 5 (five) Critical Illness (Stroke, Cancer, Heart Attack, Kidney Failure & Diabetes Complication)

Product Illustration

Mr Andre age 40 years old purchased Smart Term Protection (STP) Insurance with the following details:

Coverage Periode
15 year

Coverage Benefit

Sum Insured

IDR 12.442.500


Mr. Andre Died at age of 50 years old
Death Benefit : 100% of Sum Insured = IDR

Product Literature


Claims Procedure

PT. Panin Dai-ichi Life Call Center

(62-21) 255 66 788

PT. Panin Dai-ichi Life Fax Center

(62-21) 255 66 889

PT. Panin Dai-ichi Life Email

Get the Product

Visit the nearest PaninBank branch office.

PaninBank Branch
Visit the nearest PaninBank branch to get the product.
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This insurance product is issued by PT. Panin Dai-ichi Life in collaboration with Panin Bank as the party who refers or markets to Panin Bank customers. Insurance products are not Panin Bank's product and responsibility, so it is not included in the government guarantee program or the Deposit Insurance Corporation. The information on this page only describes general information and all product provisions will refer to the provisions contained in the applicable Insurance Policy.
PT. Panin Dai-ichi Life and this product are registered and supervised by Otoritas Jasa Keuangan