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More Information
- Lightning
- Explosion
- Impact of falling Aircraft
- Smoke
- Flood Benefits
- Earthquake Benefits
- Burglary and theft with violent entry
- Debris removal
- Accidental Death due to fire in an insured residence
- Third Party Legal liabilities
- Cost of moving goods due to fire
- Temporary rent fee
- Fire fighting costs
- Architect fee
Product Illustration
Mr. Ronald purchased Home Content Insurance with the following details :
Mr. Ronald's house caught fire with a loss of furniture of Rp.50,000,000,-
- The replacement benefit will be paid Rp.50,000,000,- (with supporting documents for the invoice for the purchase of new similar goods)
Indemnity Clause:
The determination of the price of property is at the cost of replacing new goods with similar goods, such as immediately before the occurrence of loss or damage without considering the element of being out of fashion or without taking into account the element of depreciation without adding an element of profit.
Product Literature

Claims Procedure
The insurance product is a product of an insurance company, and is not a product and responsibility of PaninBank, so it is not included in the government guarantee program or the Deposit Insurance Corporation. PaninBank only acts as a party that refers or markets to customers. The information on this page only describes general information and all product conditions will refer to the conditions stated in the applicable insurance policy.