Feature Adjustment Announcement for Products

Dear Customers,
Thank you for your trust in Panin Bank. To provide the best products and services, we hereby announce the following feature adjustments for our products:

Tabungan Panin

No	Information	Before	Effective December 1, 2025
1	Administration Fee per month	Rp 16.800,-	Rp 0 (min. daily closing balance ≥ Rp 25 million)
2	BI Fast	Rp. 1,000 Per transaction	Free up to 30 times per month (min. daily closing balance ≥ Rp 25 million)
3	Minimum Value of Shopping Voucher Multiples	Rp 25.000,-	Rp 50.000,-
4	Dormant Fee per month	Rp 100.000,-	Rp 15.000,-

Tabungan Panin MGM and Tabungan PSP Special

No	Information	Before	Effective December 1, 2025
1	Administration Fee per month	Rp 16.800,-	Rp 0 (min. daily closing balance ≥ Rp 25 million)
2	BI Fast	Rp 1.000,- Per transaction	Free up to 30 times per month (min. daily closing balance ≥ Rp 25 million)
3	Dormant Fee per month	Rp 100.000,-	Rp 15.000,-

The above feature adjustments will take effect Monday, December 1, 2025.
Product information can be found on the PaninBank official website at www.panin.co.id.
Thank you for your attention.

PT BANK PANIN, Tbk

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