Feature Adjustment Announcement for Products

Dear Customers, Thank you for your trust in Panin Bank. To provide the best products and services, we hereby announce the following feature adjustments for our products:

Tabungan Panin

No	Information	Previously	Become
1	Administration Fee per month	Rp 16.800,-	Rp 0,- (daily closing balance min ≥ Rp 25 million)
2	BI Fast	Rp. 1,000 per transaction	Free Max 30x per month (daily closing balance min ≥ Rp 25 Million)
3	Minimum Value of Shopping Voucher Multiples	Rp 25.000,-	Rp 50.000,-
4	Dormant Fee per month	Rp 100.000,-	Rp 15.000,-

Tabungan Panin MGM and Tabungan PSP Special

No	Information	Previously	Become
1	Administration Fee per month	Rp 16.800,-	Rp 0,- (daily closing balance min ≥ Rp 25 million)
2	BI Fast	Rp 1.000,- per transactioi	Free Max 30x per month (daily closing balance min ≥ Rp 25 Million)
3	Dormant Fee per month	Rp 100.000,-	Rp 15.000,-

The above feature adjustments will take effect Monday, December 1, 2025. Product information can be found on the PaninBank Official website www.panin.co.id. Thank you for your attention. PT BANK PANIN, Tbk

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