Unit Link is basically a Life Insurance product. The premium paid is partly for protection and partly placed in investment products in the form of units. So, what needs to be understood are:

• The coverage value will be less than the amount that could be obtained when you choose pure Life Insurance product (without Investment).
• Return from the investment comes from a portion of the funds paid. Because unit links are not investment products, you should not focus on getting returns (profits).

Tips for choosing a Unit Link Life Insurance Product:

• Make sure the product chosen is registered and has been supervised by the Financial Services Authority (OJK). PT Panin Dai-ichi Life (PDL) has been registered and supervised by OJK.
• Understand that Unit Link Life Insurance products have a risk of decreasing investment value
• Know the risk profile and needs to the insurance marketer so that it can be adjusted to the choice of investment products available.
• Get Unit Link Life Insurance from PT Panin Dai-chi Life now.