Make Sure You Shop at a Trusted Online Site
Check for site’s/e-commerce’s trusted credibility by looking it up at an online search engine like Google. We suggest to not do any transaction if the information about that site is difficult to find or if there are many negative reviews.

Only make transaction on well-known and trusted e-commerce that has clear privacy policies and security information.

Do Not Store Your Panin Credit Card’s Data on a Non-Credible Site
Always be careful when entering data on online sites, especially when storing it. Avoid storing personal data such as card data on sites/e-commerce that are not credible.

Do Not Share Your Personal Data to Anyone
Make sure to keep your Panin Credit Card personal data such as PIN, OTP, 3 numbers on the back of the card (CVV2), user ID and password for yourself. Do not provide this data information to other people, including the Bank.

Read the Transaction Terms & Conditions
Only make purchases on trusted sites so that your transaction process runs smoothly. Always read and understand the transaction terms and conditions of any site/e-commerce and be responsible for the transactions you made. If there are any complaints about the transaction process such as payments, cancellations and refunds, please contact the relevant e-commerce party directly.