Benefits of Commercial - Multipurpose
Loan Facilities
Bank Account Loan (PRK-KSG) for 1 year and can be extended, or Installment Loan (PA-KSG) from 1 to 10 years.
General Terms and Conditions
- Indonesian citizen (WNI)
- Minimum age is has spoken the law in accordance with the applicable law or is married
- Maximum age is 60 years old for professional / entrepreneur
Document requirements
- Copy of Applicant's Identity Card (E-KTP)
- Copy of Spouse's Identity Card (E-KTP)
- Copy of Household Card (Kartu Keluarga)
- Copy of Marriage Certificate / Divorce Certificate / Deed of Separation of Property
- Copy of NPWP
- Copy of Salary Slip and original Work Certificate from the company
- Copy saving account/checking account or last 3 months saving account
- Copy of/collateral documents (Certificates-AJB-IMB & PBB)*
General Terms and Conditions
- Indonesian citizen (WNI)
- Minimum age is has spoken the law in accordance with the applicable law or is married
- Maximum age is 60 years old for professional / entrepreneur
Document requirements
- Copy of Applicant's Identity Card (E-KTP)
- Copy of Marriage Certificate / Divorce Certificate / Deed of Separation of Property
- Copy of NPWP
- Copy of SIUP and TDP
- Copy of Bank Account / Savings of the last 3 months
- Copy of Business Financial Statements
- Copy of Guarantee Document (Certificate -AJB-IMB & UN)
General Requirements
- Warga Negara Indonesia (WNI
- Batas usia min 21 tahun atau sudah menikah
- Batas usia maks . 60 tahun
Document Requirements
- Photocopy of Applicant's ID card
- Photocopy of Marriage Certificate / Divorce Deed / Deed of Separation of Property
- Proof of Home Ownership
- Photocopy of NPWP
- Photocopy of SIUP and TDP
- Photocopy of Bank Account / Savings of the last 3 months
- Photocopy of Business Financial Statements
- Photocopy of License of Practice and/or Letter of Appointment
- Photocopy of Guarantee Document (Certificate -AJB-IMB & UN)
Loan Facilities | Minimum Plafond |
---|---|
Bank Account Loan | IDR 100.000.000 |
Installment Loan | IDR 250.000.000 |
Range approvement of Loan | Interest Rate (p.a.) |
---|---|
IDR 100.000.000 - < 250.000.000 | 8% |
IDR 250.000.000 - < 500.000.000 | 9% |
IDR 500.000.000 - < 750.000.000 | 10% |
IDR 750.000.000 - < 1.000.000.000 | 11% |
Note:
- Provision fee 3% of approved loan
- interest rate may change any time
Call Panin
For our customer service call center in Indonesia
1500678If you’re abroad, call us to this International Call
+62212515555