Benefits of Working Capital Microcredit Loans
Flexible for Everyone
Can be used by Entrepreneurs, Employees / Employees, Professionals (Doctors, Midwives, etc.)
Capital and Investment Solutions
Being a solution to working capital needs & investment to develop the business
Easy for Customers
With light interest and installments, as well as flexible in the time frame according to your needs.
Fast responses
Approval process within only 2 business days from the full document
Fulfill your needs
Financing can be used for working capital, investment, and other purposes
Adjustment the Plafond Easily
Panin MicroCredit the plafond from IDR 5 Million to IDR 500 Million
Securely saved
Certificate of ownership and other documents are securely saved by us
General requirements
- Indonesian citizen (WNI)
- Minimum age is has spoken the law in accordance with the applicable law or is married
- Maximum age is 60 years old for professional / entrepreneur
Document requirements
- Copy of Applicant's Identity Card (E-KTP)
- Copy of Marriage Certificate / Divorce Certificate / Deed of Separation of Property
- Copy of NPWP (Plafond > IDR 50 Million
- Copy of SIUP and TDP
- Copy of Bank Account / Savings of the last 3 months
- Copy of Business Financial Statements
- Copy of Guarantee Document (Certificate -AJB-IMB & UN)
General requirements
- Indonesian citizen (WNI)
- Minimum age is has spoken the law in accordance with the applicable law or is married
- Maximum age is 60 years old for professional / entrepreneur
Document requirements
- Copy of Applicant's Identity Card (E-KTP)
- Copy of Spouse's Identity Card (E-KTP)
- Copy of Household Card (Kartu Keluarga)
- Copy of Marriage Certificate / Divorce Certificate / Deed of Separation of Property
- Copy of NPWP
- Copy of Salary Slip and original Work Certificate from the company
- Copy saving account/checking account or last 3 months saving account
- Copy of/collateral documents (Certificates-AJB-IMB & PBB)*
General Requirements
- Indonesian citizen (WNI)
- Minimum age is has spoken the law in accordance with the applicable law or is married
- Maximum age is 60 years old for professional / entrepreneur
Document Requirements
- Photocopy of Applicant's ID card
- Photocopy of Marriage Certificate / Divorce Deed / Deed of Separation of Property
- Proof of Home Ownership
- Photocopy of NPWP
- Photocopy of SIUP and TDP
- Photocopy of Bank Account / Savings of the last 3 months
- Photocopy of Business Financial Statements
- Photocopy of License of Practice and/or Letter of Appointment
- Photocopy of Guarantee Document (Certificate -AJB-IMB & UN)
Catatan :
- Biaya Provisi sebesar 3% dari Pinjaman yang disetujui
- Suku bunga dapat berubah sewaktu-waktu
