Micro Credit - Multifunction

Benefits of Micro Credit - Multifunction

Quick and easy
Quick Approval Process and Easy Terms
Competitive interest rates
Competitive interest rates and light administration fees
Flexible Choosing a Loan
Bank Account Loan for 1 year (extendable), Installment Loan 1-10 years
Various guarantees
Guarantees in the form of land, shophouses, apartments, and villas on behalf of the borrower, husband / wife / biological parents / biological children of the borrower
Versatile for your needs
You decide on its use, from working capital for business purposes, investment or other personal purposes
Loan Facilities

Bank Account Loan (PRK-KSG) for 1 year and can be extended, or intallment Loan (PA - KSG) from 1 to 10 years

General Terms and Conditions

  1. Indonesian citizen (WNI)
  2. Minimum age is has spoken the law in accordance with the applicable law or is married
  3. Maximum age is 60 years old for professional / entrepreneur

Document requirements

  1. Copy of Applicant's Identity Card (E-KTP)
  2. Copy of Spouse's Identity Card (E-KTP)
  3. Copy of Household Card (Kartu Keluarga)
  4. Copy of Marriage Certificate / Divorce Certificate / Deed of Separation of Property
  5. Copy of NPWP
  6. Copy of Salary Slip and original Work Certificate from the company
  7. Copy saving account/checking account or last 3 months saving account
  8. Copy of/collateral documents (Certificates-AJB-IMB & PBB)*

General Terms and Conditions

  1. Indonesian citizen (WNI)
  2. Minimum age is has spoken the law in accordance with the applicable law or is married
  3. Maximum age is 60 years old for professional / entrepreneur

Document requirements

  1. Copy of Applicant's Identity Card (E-KTP)
  2. Copy of Marriage Certificate / Divorce Certificate / Deed of Separation of Property
  3. Copy of NPWP
  4. Copy of SIUP and TDP
  5. Copy of Bank Account / Savings of the last 3 months
  6. Copy of Business Financial Statements
  7. Copy of Guarantee Document (Certificate -AJB-IMB & UN)

General Requirements

  1. Warga Negara Indonesia (WNI
  2. Batas usia min 21 tahun atau sudah menikah
  3. Batas usia maks . 60 tahun

Document Requirements

  1. Photocopy of Applicant's ID card
  2. Photocopy of Marriage Certificate / Divorce Deed / Deed of Separation of Property
  3. Proof of Home Ownership
  4. Photocopy of NPWP
  5. Photocopy of SIUP and TDP
  6. Photocopy of Bank Account / Savings of the last 3 months
  7. Photocopy of Business Financial Statements
  8. Photocopy of License of Practice and/or Letter of Appointment
  9. Photocopy of Guarantee Document (Certificate -AJB-IMB & UN)
Loan FacilitiesMinimum Plafond
Bank Account Loan IDR 100.000.000
Installment LoanIDR 250.000.000

 

Range approvement of LoanInterest Rate (p.a.)
IDR 100.000.000 - < 250.000.0008%
IDR 250.000.000 - < 500.000.0009%
IDR 500.000.000 - < 750.000.00010%
IDR 750.000.000 - < 1.000.000.00011%

 

Note:

  • Provision fee 3% of approved loan
  • interest rate may change any time

Call Panin

For our customer service call center in Indonesia

1500678

If you’re abroad, call us to this International Call

+62212515555