Finance-Import is financing for imports from PaninBank, available in a variety of currencies, offering competitive exchange rates and a worldwide network of correspondent banks. Some of the products we offer:

• L/C (Letter of Credit) is the safest way to transact with international suppliers. Your supplier will feel comfortable transacting using the Letter of Credit as it is governed by international banking legal standards. PaninBank offers a variety of Letter of Credit facilities including Sight L/C, Usance L/C, and UPAS (Usance Payable At Sight).
• T/R (Trust Receipts) can help you meet working capital needs by bridging the gap between making payments to suppliers and receipt of sales proceeds.

Trade Finance-Export is financing for your export needs. It is available in a variety of currencies and offers competitive interest rates and exchange rates.

Some of the products we offer are:
Negotiating Export Money Orders (Negotiable Export Bills) and Discount Export Bills helps you get financing from export documents received, so you can use the funds productively while waiting for payment from buyers. This facility can ensure your business will not be short of fresh funds.

Export Documents Collection is a documentary collection service in accordance with your instructions as an exporter With a strong network of correspondent banks around the world, PaninBank provides confidence that your collection transactions are handled professionally. As a collection agent, PaninBank protects your interests by holding control over the ownership of export goods while awaiting payment results, or acceptance from importers.

Bank Guarantee is a guarantee from the Bank for customer financial transactions that are considered bankable, to third parties. Bank Guarantee is provided as a facility for you to participate and win various tenders and contracts. We provide Bank Guarantee required by contractors, among others: Bid Bond, Advance Payment Bond, Performance Bond, and Retention /Maintenance Bond. As well as Bank Guarantee for various other purposes, such as: Payment Bond, Customs Guarantee, Shipping Guarantee, Stand By L /C, SKBDN.