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PaninBank at Glance



PT Bank Pan Indonesia, Tbk (hereinafter referred to as PaninBank) is one of the biggest commercial and retail banks in Indonesia. It was established in 1971 from the business merger of Bank Kemakmuran, Bank Industri Djaja Indonesia, and Bank Industri & Dagang Indonesia, PaninBank acquired a license as foreign exchange licensed bank in 1972. Furthermore, in 1982, PaninBank performed initial public offering and became the first bank in Indonesia to list its share on the stock exchange.

Supported with strong fundamental foundation, PaninBank has proven its capacity to overcome arduous periods of Indonesia’s economy. In 1998, as Indoensia struggled with economic crisis as an impact from Asia’s economic recession in the previous year. PaninBank was able to survive as a Category “A” Bank which does not require government assistance to be recapitalized. In the following periods, PaninBank continued to develop numbers of product and service in retail and commercial banking sector.

PaninBank grows as one of the leading small medium enterprise (SME) banks in Indonesia supported by competitive Human Resources (HR). With various products and services in Consumer, SME and Micro, Commercial, Corporate, and Treasury products, PaninBank maintains its commitment to grow with tested competence in generating values in accordance with the prudential principle.

PaninBank has an evenly-spread operational network throughout the country. Until 2018, we have more than 560 branches throughout Indonesia, not including representative office in Singapore. Our prime services are also supported by Digital banking, Mobile Banking, Internet Banking, Biznet Panin, and more than 960 automatic teller machines (ATM) established from Aceh at the top west up to Papua in the eastern region of the country.

As of December 31, 2018, total assets of PaninBank reached Rp207.20 trillion. During the year, loan disbursement grew by 7.93% to Rp151.57 trillion followed by customer deposits which grew to Rp137.69 trillion.

In its development to date, PaninBank strives to improve the implementation of good corporate governance process and effectively utilize information technology to meet the demand for business growth and era development.