Beranda > Business > Investment > Risk Profile

Risk Profile

Know Your Risk Profile and Investment Purpose

Before investing, you need to know your risk profile. Each individual has his/her own distinctive risk profile. Risk profile is a key to deciding an investment product.

Avoid Risks

  1. Investment with a minimum or no price fluctuation.
  2. Investment that may be disbursed in a short period or retain fund invested within one year.
  3. Its main objective is to keep the fund and reach a return of investment, which is equal to interest rate applied at money market.

Conservative

  1. Investment with a limited price decrease.
  2. Investment that may be disbursed in a short period at a price close to the average current market price in a medium term (up to two years).
  3. Its main objective is to get regular income and possible return of investment as a second consideration

Balanced

  1. Investment with a moderate price decrease.
  2. Investment may be disbursed at a price close to the average current market price.
  3. Its main objective is to get regular income and moderate investment growth.

Aggressive

  1. Investment with a substantial price decrease.
  2. Investment with low risk of losing all its values, difficult to disburse or has uncertain price that it can only be disbursed at a price of lower than the average current market price.
  3. Its main objective is to maintain a high investment growth with a small or no regular income.