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Platinum Card

 

With Panin Platinum credit card, you can make easy and secure transactions in many places around the world.

Use your Panin Platinum card for your transactions and enjoy its various benefits and prime facilities.
Get Your Power with Panin Platinum!

Enjoy various benefits of Panin Platinum credit card:

  • No annual fee for the first year for the Main Card
  • Shopping interest rate as low as 2.95 %
  • Interest rate of 2.95 % for each cash withdrawal.
  • Free protection for purchase and travel *
  • EMV chip card for transaction security
  • Cash Advance at special interest rate
  • Fantastic Rewards with many selectable special gifts
  • Merchant Benefits discounts in many exclusive merchants
  • Lower installment for full payment as specified in Shopping Catalog
  • Funtastic Pay of up to 24 months installment
  • Prepaid and postpaid Bills Payment facilities for your handphones, electricity and Internet bills.
  • Executive Airport Lounge
  • Global Network with Visa/Plus network around the world
  • Extra protection from Panin Credit Life for you and your heirs
  • 24-hour service by Panin Call Center
  • Easy payment at ATM Bersama and ALTO, Mobile Panin, Internet Panin, and all Panin Bank branch offices

Funtastic Pay

Three easy ways to enjoy installment through Funtastic Pay*:

  1. Make a transaction to buy ANYTHING, ANYTIME and ANYWHERE using your Panin credit card with a minimum purchase of Rp 1,000,000
  2. Change the payment of your transaction into EASY INSTALLMENT with a flexible 3 to 24 months term of payment.
  3. Contact Panin Call Center at the soonest 24 hours or at the latest 14 days after your transaction. Shop till you drop and enjoy easy payment terms!

 

3 months 6 months 9 months 12 months
2,10% 2,00% 1,90% 1,80%
15 months 18 months 21 months 24 months
1,80% 1,80% 1,80% 1,80%

* Terms and conditions apply.

 

Rate & Fees

 

No. Description VISA PLATINUM
REGULAR
1 Annual Fee Basic Card 300,000
2 Annual Fee Supplement Card 150,000
3 Free AF First year Yes
4 Free AF First year  NO
5 Cash Advance Fee 4% or Min 50,000
6 Late Charge Fee 3% or Max 150,000
7 Minimum Payment 10% or Min 50,000
8 Replacement Card Fee 50,000
9 Upgrade Fee Free
10 Increasing Limit Fee 50,000
11 Clearing Rejection Fee 25,000
12 Copy Sales Draft 30,000
13
Printed Billing Statement 5,000
14 Copy Billing Statement 10,000
15 Interest Retail (APR) 35%
16 Interest Retail 
2.95%
17 Interest Cash Advance (APR) 35%
18 Cash Advance Interest 2.95%
19 Cash Advance Limit 60%
20 Daily Cash Limit 10 mio
21 PIN ATM On Request
22 Overdraft Facility 10%
23 Overlimit Fee 75,000
24 Payment Fee (Panin Branch,ATM,Mobile,Internet Panin) Free
25 Payment Fee di Bank Lain (ATM Bersama & ALTO, CIMB Niaga, BII, Permata)
5,000
26 Payment Fee di Bank BCA 7,500
27 Payment Fee di Bank BNI 7,500
28 0% Installment Request
5,000
29 Funtastic Installment Interest :  
30 3 months 2.1%
31 6 months 2.0%
32 9 months 1.9%
33 12 months 1.8%
34 15-24 months
1.8%
35 Panin Credit Life (Premi) 0.27%
36 Stamp Duty 3 (≤250,000), 3,000 (250,001-
1,000,000), 6,000 (≥1,000,001)
37 Installment Cancellation Fee IDR 200,000
38 Reward Delivery Cost IDR 35,000
39 Voucher Delivery Cost IDR 10,000

 

Payment Method

Payment for Panin Bank Credit Card can be done through ATM Bersama, BII Maybank, CIMB Niaga, BCA, Permata Bank and BNI.

 

Payment Channel Fee
Panin Bank's Branch Office Free for Customers
Rp 25,000 for Non-Customers
Panin Bank's E-Channel (ATM, Mobile Panin, Internet Banking Panin) Free
Transfer Via ATM Bersama/ALTO Rp 5,000 (debited to your account)
ATM Bank CIMB Niaga Rp 5,000 (debited to your Panin credit card)
ATM Bank BCA Rp 7,500 (debited to your Panin credit card)
ATM Bank BII Maybank Rp 5,000 (debited to your Panin credit card)
ATM Bank Permata Rp 5,000 (debited to your Panin credit card)
ATM Bank BNI Rp 7,500 (debited to your Panin credit card)

 

General terms and conditions to apply for Panin Platinum credit card

 

Type of Card Age Annual Fee Min. income
Main Card 21-65 years Rp 300,000,- Rp 120.000.000,-/annum
Supplement Card 17-70 years Rp 150,000,-  

Required Documents

Type of Occupation
Employee Entrepreneur Professional Housewife Supplement Card
Photocopy of KTP / Passport
Salary slip / photocopy of salary slip √       
Yearly SPT √  √     
Saving account /deposit account √  √   
Photocopy of NPWP for credit limit > 49 million
√  √  √   

Apply credit card now at the nearest Panin Bank. You may also send your application together with necessary documents to:
Panin Bank PO BOX 4505 JKTM/12700