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Car Loan

KPM Panin

KPM Panin is a credit facility, which enables purchase of a car in a flexible manner with easy and fast approval process.

Benefits of KPM Panin:

  • Fast and Easy
    Quick approval and easy terms enable you take home your dream car.

  • Fixed and competitive interest rate
    Competitive and fixed interest rate makes your installment unchanged during loan period.

  • Starting from 30%
    30% down payment enables flexibility in managing your fund.

  • Greater flexibility
    Up to 5 years financing enables you to manage your finance and the amount of your monthly installment.

  • Practical
    You may pay your car insurance premium in installment basis during the loan period so as to protect your car in an easy way.

  • Loan options
    Loan may be obtained for individuals or legal entities enabling business owners to develop their transportation fleets.

  • Unlimited
    Unlimited loan enables you to decide amount of your KPM loan.

  • Easy installment
    Only by providing sufficient fund in your Tabungan Panin, Panin Bank will debit the payment of your car loan every month.

  • Ready to help
    We are ready to help the extension of your car registration (STNK) every year.

General conditions

1. Indonesian citizen (WNI)
2. Minimum age is 21 years old or married
3. Permanent employee / professional / entrepreneur
4. Maximum age is 55 years old for employees
5. Maximum age is 60 years old for professionals /entrepreneurs

Required documents

No. Documents Employees  Entrepreneurs Professionals 
1. Photocopy of Applicant’s ID card (KTP)
2. Photocopy of spouse’s KTP
3. Photocopy of Family Card (KK) /Certificate of Marriage
4. Evidence of House Ownership
5. Photocopy of Taxpayer Registration (NPWP) or Spt PPh21
6. Photocopy of SIUP/TDP/Company Deed    
7. Photocopy of License to Pratice    
8. Photocopy of Saving Account or Tabungan of the last three months
9. Salary slips of the last 3 months    
10. Photocopy of financial report of the last 2 years